Singapore balance units · 2026

4 balance-unit condos still available in 2026. Only one of them actually fits your exit strategy.

One Marina GardensTerra HillSoraElta
They all launched in the last 2–3 years. They all still have premium units left. On the surface, they all look like solid options.

But they're not all "leftover" for the same reason. One is a genuine opportunity where the exit buyer is clear. Two are calculated developer holds where the pricing strategy makes sense. And one is a value trap most upgraders won't see until it's too late.

The brochures won't tell you which is which. The Facebook groups will just argue about facilities and school catchments. I will.

About me

I'm Linden Toh. The Assured Path Strategy is how I run this.

For the last 12+ years, I've helped doctors, lawyers, business owners, and upgraders structure their property portfolios using a system I developed called The Assured Path Strategy. It's not flashy. It's not complicated. It's a framework that filters out the noise and shows which properties actually make sense for your situation. Not your neighbour's. Not some agent trying to hit quota. Yours.

12+ yearsSingapore property advisory
300+ clientsGuided through portfolio structuring
$500M+In property transactions advised on

Most people don't have a data problem. They have an interpretation problem. You can stare at URA transactions until your eyes glaze over. You can compare PSF across 47 different projects. You can watch every property guru on YouTube. But if you don't know how to connect the dots for your specific portfolio, you're guessing. And guessing with $1.5M–$3M is expensive.

So I analysed every balance-unit condo in Singapore with 800+ units, launched within the last 5 years, with remaining stock under $3M. Then I scored each one against the 7 Profit Pillars: location strength & transformation timeline, price protection from surrounding launches, exit-buyer profile, rental yield vs capital appreciation balance, developer track record & hold strategy, lease decay risk, and portfolio fit. Out of 47 projects, only 4 made the shortlist. And of those 4, only one is the right move for you.

Below, I walk you through each one. But I'm not going to give you all the details here. The real value isn't in the data — it's in knowing which data matters for your specific situation. And some of this I'd never post publicly. (Developers screenshot this stuff. I don't need them adjusting pricing before my clients move.) Read the teasers. See which one pulls you in. Then request the full breakdown.

Artist's impression · coming

Project 1 · Marina South · District 1

One Marina Gardens

Launched 2024 · 937 units · 99-year leasehold · developer: disclosed on request

The first residential anchor on the Marina South strip. TEL extension opening at your doorstep. Upper-floor Marina Bay skyline views for less than you'd pay across the road in the CBD. On paper, this is a no-brainer.

But here's the trade-off nobody's talking about: the surrounding precinct is still filling in. You're buying the future, not the present. That's fine — if you have the timeline. The Marina South masterplan is real. But it's also 3–5 years away from full execution.

One Marina Gardens is currently selling at $2,800 PSF. Pinery in Tampines just sold at $2,500 PSF. You're paying $300 more per square foot for a location that should command a premium but doesn't yet have the infrastructure to justify it. Hold 5–7 years and you're fine. Flip in 4 and you might be early.

And there's a specific reason developer balance units exist in a launch this prime. Hint: it's not slow demand.

→ This works IF

You have a 5–7 year horizon. You believe in the Marina South transformation story. And you're okay with 99-year leasehold when the location justifies it.

→ This doesn't work IF

You need neighbourhood maturity now. You're using this as a pure investment play where rent-ready amenities matter within 18 months. Or you're worried about lease-decay math on a District 1 non-freehold.

Unlock the full breakdown

  • The complete Assured Path scorecard for One Marina Gardens
  • What the TEL extension really means for resale values
  • Rental yield reality check (can you actually get $4K–$5K, or is that marketing?)
  • Whether $2,800 PSF is a steal or a gamble
  • The lease-decay math — whether 99-year District 1 is actually safer than 99-year OCR
Send me the One Marina Gardens breakdown →
Artist's impression · coming

Project 2 · Pasir Panjang · District 5

Terra Hill

Launched 2023 · ~270 units · freehold · developer: disclosed on request

One of the very few freehold new launches in Singapore since the cooling measures — and the only one in this corner of the West. The Pasir Panjang ridge: the quiet pocket between Kent Ridge and West Coast where the tenure runs forever and the price tag doesn't carry a District 10 markup. Low-rise. Hilltop. Sea views from the upper stacks.

Two years post-launch, the smaller units cleared first. What's still on the developer's books are the larger 3-bedroom layouts and the premium stacks — the exact units where freehold tenure is the variable that actually moves the math. The developer's been working the balance pile rather than fire-saling. That's a deliberate hold strategy, not weakness.

This is a structural choice, not a sentimental one. Freehold compounds differently over a 20-year hold. Multi-generational planning works differently. Exit timing works differently. And the CCR-to-RCR freehold spread tells a story most upgraders never hear.

→ This works IF

You treat freehold as a structural choice — multi-generational planning, intergenerational transfer, exit-clean long-hold. You've been burned on a leasehold exit once and won't repeat it. You want hilltop low-rise without paying CCR markup.

→ This doesn't work IF

You need MRT-walking-distance access. You're flipping in under 5 years — freehold premium takes time to compound. Or you're allergic to "older luxury" estate vibes.

Unlock the full breakdown

  • The complete Assured Path scorecard for Terra Hill
  • The CCR-to-RCR freehold spread over the last 5 years
  • Which 3-bedroom stacks have the best space-to-PSF + view combination
  • The multi-generational hold math — when freehold actually outperforms leasehold
Send me the Terra Hill breakdown →
Artist's impression · coming

Project 3 · Jurong Lake District · District 22

Sora

Launched 2024 · ~440 units · 99-year leasehold · Yuan Ching Road lakeside · developer: disclosed on request

The government has been pouring money into Jurong Lake District for a decade. The masterplan now has hard completion dates. Sora sits on Yuan Ching Road, lake-facing, in the corridor's first wave of large-format launches. TOP lands the same window the next phase of JLD completes — not a coincidence.

Why the developer still holds units isn't weak demand. It's a 440-unit project where absorption naturally extends across the build cycle by design. Pricing hasn't broken upward yet. Progressive Payment Scheme stretches your cash flow across construction. For anyone running the JLD appreciation math, this is one of the cleaner entry points into the corridor.

But there's a specific reason the lakeside-facing stacks are priced the way they are right now. And it has nothing to do with the surrounding noise. The exit-buyer profile for JLD post-2028 is the variable most upgraders miss.

→ This works IF

You have a 5–7 year horizon. You believe in JLD as Singapore's second CBD — and trust the timeline is real. You can carry the PPS schedule comfortably while construction runs.

→ This doesn't work IF

You need own-stay capacity inside 18 months. You can't tolerate mid-construction risk. Or you don't buy the JLD second-CBD masterplan thesis.

Unlock the full breakdown

  • The complete Assured Path scorecard for Sora
  • The exit-buyer profile for JLD post-2028
  • Which lake-facing stacks have the best view-protected + premium-resale combination
  • The PPS cash-flow math for a $2–3M unit across 4 years
Send me the Sora breakdown →
Artist's impression · coming Most asked about

Project 4 · Clementi · District 5

Elta

Launched January 2025 · ~501 units · 99-year leasehold · Clementi Avenue 1, against the MRT · developer: disclosed on request

Two decades. The most consistent capital appreciation in the Singapore property market. That's Clementi. Elta sits literally beside Clementi MRT — bus interchange one direction, NUS High and ACS Independent the other. The cleanest MRT-integrated launch you'll find in 2026.

The 1- and 2-bedders moved fast at launch. The 3- and 4-bedroom family formats are where the upgrader market is now negotiating. Clementi's per-square-foot premium has held firm — but layout by layout, stack by stack, the pricing variance is meaningful for a buyer who knows which questions to ask.

This is an own-stay logic that quietly outperforms most investment plays. Schools, MRT, polyclinic, hawker centre — all inside a one-kilometre walk. But there's a specific reason the 4-bedroom premium stacks are still on the developer's books at this point in the cycle. And it tells you something about the next 5 years of Clementi pricing.

→ This works IF

You're a family upgrader who wants schools-and-MRT in one package. You're treating this as 10+ year own-stay, not investment churn. You value mature-estate infrastructure today over fringe-area maturation tomorrow.

→ This doesn't work IF

You need a bigger floorplate than the 3- and 4-bedroom layouts give. You're maximising per-dollar rental yield — Clementi rents solid, not outsized. Or you want exclusivity over liquidity.

Unlock the full breakdown

  • The complete Assured Path scorecard for Elta
  • Which 4-bedroom stacks have the best space + view + price combination
  • The school-catchment math for the NUS High / ACS Independent zone
  • Whether Elta clears its balance before or after the next Clementi launch lands
Send me the Elta breakdown →

What waiting costs

Balance units don't get re-launched. They quietly disappear.

Developers don't put a balance unit back on the front page. They release it through a handful of agents, take the offer that fits the ABSD timeline, and move on. The unit that suited your situation this month may not exist next month.

If one of these four sounds close to your scenario, the move is simple: see the floorplans, the pricing, and the math now — while the unit is still in the pile.

The 4-question check

So which one fits your situation?

You read the teasers. Teasers don't close deals — data does. And more importantly, interpretation of that data does. Answer 4 quick questions. I'll send the full Assured Path breakdown for the project that fits your profile.

Step 1 of 4

Which project are you most interested in?

Pick one. You'll get that breakdown first. The others on request.

Pick one to continue.

What's this unit for?

Decides what I send.

Pick one to continue.

What's your realistic budget?

Narrows me to the actual unit types worth your time.

Pick one to continue.

Where should I send your breakdown?

The Assured Path scorecard, per-stack pricing, and the honest take on which balance unit fits your exit strategy. Arrives on WhatsApp; email copy lands in your inbox.

Fill in your name, a valid email and Singapore mobile, then confirm the opt-in.

No spam. No hard sell. Just the breakdown you requested.

If it's not a fit, I'll tell you. If it is, we'll talk next steps. Fair?

Linden Toh · Singapore property · The Assured Path Strategy